Check your Credit Rating
Regardless of whether you think you have great credit, it’s always a smart idea to double-check as soon as you decide to buy a home. The sooner you know where your credit stands, the sooner you can straighten out any errors there may be which will avoid holdups down the road when you’re waiting to be approved for your mortgage.
TIP - Avoid making any major purchases with your credit while you’re waiting to apply for a mortgage. Even if you’ve been pre-approved for a mortgage, that approval is subject to last-minute evaluation of your financial situation, and deciding to buy things like appliances, furniture, or a car could ruin your chances of buying your dream home.