99 Main Street Owego, NY 13827

Welcome to 99 Main St—offering the best of both worlds in the heart of downtown Owego. Enjoy walkable access to shops, restaurants, and village charm, all while benefiting from a property that did NOT flood and does NOT require flood insurance (confirmed w/ State Farm). This well-maintained 3-bedroom, 2.5-bath home features approximately 2,100 sq ft of living space, blending classic character with modern updates. Bright, inviting interiors, generous room sizes, and a flexible layout provide comfort and functionality. Recent updates include two renovated bathrooms, including a private en-suite off the primary bedroom. Additional highlights include affordable taxes and an expansive, flat, fully fenced yard with electric fence, complemented by beautiful landscaping, an open deck, a large carport, and a detached 2-car garage—an exceptional outdoor setup rarely found in this location. A unique opportunity to own a move-in ready home in a prime setting without the typical flood zone concerns